About us

Harmony Breakthrough Finance Company Limited is a wholly owned – Nigerian finance company licensed by the Central Bank of Nigeria.

Harmony Breakthrough is an innovative financial services company that provides asset and business finance, local purchase order and contract financing, inventory and trade financing, SMEs financing, and other first – rate financial services to clients.

Our clients include manufacturers, contractors, educational institutions, SMEs, stockists of FMCG, publishers, traders and start – ups.

Harmony Breakthrough Finance Company Limited is registered by the Central Bank of Nigeria (CBN}to render the following services: consumer loans, fund management, asset finance, project finance, local and international trade finance {LPO: import and export finance, warehouse receipt finance, financial consultancy, and loan syndication.

PRODUCTS & SERVICES

Business Asset & Personal Asset Finance:

We offer finance to clients {business entities and individuals at competitive rates. We offer ethical finance lease options.

Working Capital Finance:

Harmony’s working capital finance product helps businesses meet short - term obligations at a competitive rate, addressing cash flow challenges.

Local & International Purchase Order Finance:

We offer finance to contractors and vendors for executing local contracts and purchase orders. Our international trade finance is designed to facilitate the import and export of goods.

Inventory Finance:

At Harmony, we offer a financing solution to simplify inventory management and ensure a steady flow of goods.

Investment & Target Savings:

The Company offers competitive returns to clients who save for specific projects.

Financial Advisory:

Harmony provides professional advisory services to clients and partners for a fee, with the goal of helping them make progress.

Our IT infrastructure is robust and compliant with industry regulatory standards, ensuring efficient and timely service for our clients.

CLIENTELLE

Harmony’s clientele spans major industries, including but not limited to:

Publishing.

Manufacturing

Agriculture.

Oil & gas.

Construction & Engineering.

Trading and General Merchandise

Education and Medical Services

Professional Services and Consultancy

And many other entities in various business sectors.

Leadership

The Board of Directors consists of seasoned professionals with proven integrity.

BOARD OF DIRECTORS:

Anofi Zakariya Olanrewaju

Non - Executive Director

Dr. Ademola Quadri Adetunji

Non - Executive Director

Mr. Ganiyu Alade Rufai

Executive Director, Finance & Accounts

Mr. Adebanjo Samson Owoade

Executive Director, Admin & Corporate Services

MANAGEMENT STAFF:

Mr. Ganiyu Alade Rufai

Executive Director, Finance & Accounts

Mr. Adebanjo Samson Owoade

Executive Director, Admin & Corporate Services

Mr. Fatai Osuolale

Head of Operations

Mr. Saheed Fasasi

Head, Credit Risk Admin, Compliance & Internal Control

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